I went to my cousin’s house the other day to visit. The 2 sisters were home, and so was the new addition to their family, little Rap-Rap. My cousin just gave birth more than a week ago, so we dropped by their place to visit. I was in cousin’s bedroom when I noticed the weighing scale out on the corner. I decided to give it a go, just so I could at least have an idea how much I weigh now. I was terrible disappointed, and I am determined to start looking for best weight loss supplements and start losing weight again. I was off track for the past couple of weeks because of stress, and work load. But now that I have my time management down pat, I have no excuse not to get on with my diet plan once again.

I am shouting for joy! Why? Because it’s only about 9 days wait before my bubby JC arrives here in Zamboanga. I feel like we have been apart for so long that I should probably be asking him to look into one of those vigrx plus. Just kidding. It hasn’t even been half a year, but I feel like it has been years! You might think I’m just being overly melodramatic, but hey. Who wants to be separated from their loved ones for several months? Some don’t even like to be separated for days. So you can’t blame me for being absolutely ecstatic that he’s arriving soon.

Running short on cash is very, very common. Well, at least for us common people. By common, I mean those who belong in middle and working class families. So who do you run to when you run short? Do you go to a loan shark? Does your company provide cash advance benefit? Do you take out a salary loan from a local bank? All of these options I have tried myself, and I can say that the best is still getting a cash advance from the employer or company. Because getting a cash advance from the company usually doesn’t have interest on top of the loaned amount. Getting a loan from a loan shark is the last option I will take because the interest rate ranges between 10-20%. This is extremely high, and the terms are usually short too. But this depends, since not all companies provide a cash advance benefit to their employees, and some who do, usually have certain requirements the employee should meet such as being a regular employee, tenure of at least 6 months to a year, and a good record with the company. Getting a salary loan from the bank isn’t too bad as well. It takes just a few days to process, and loan amount can sometimes be higher than the monthly salary. Again, this depends on a lot of things, such as credit record, salary bracket, and such. How about you? What are your experiences when it comes to borrowing money?