I wonder what is wrong with the banks and financial institutions, they seem to only want to provide credit cards and lending services to those who are rich. I mean, what’s the point right? Why not lend to those who actually NEEDS the money? I mean, as long as a person is earning income, why not grant a loan to them? Even if the loan is minimal I’d bet it will make a huge difference. Or is it only because they want to lend out huge amounts of money only which is why they prefer those who are already earning decent income? I wish we would have the same payday advance loan system as they do in the US.

I am a beach bum. I love the sea breeze, the sunrise and sunset, the cool water splashing on my feet..I could go on and on why I love the beach. What’s not to love right? Here in this country where beaches are known to be beautiful and breath-taking, there isn’t any reason I could think of not to love being a beach bum. Imagine lazing out in the beach at night, watching the stars and grilling hot dogs over an outdoor fire pit while chitchatting with friends… Ah, isn’t it THE life?